We profile your risk, then recommend an actively managed portfolio of global ETFs tuned to market conditions. Advice only — your money stays in your hands and you confirm every trade.
Illustrative simulation based solely on the annual return assumption you selected. It is not a forecast or a promise of performance. Actual returns may be lower or negative. Advisory fees, ETF running costs, broker commissions and taxes are not deducted.
AXPLUSB SAS · SIREN 104 631 510·CIF registration in progress — registration not yet completed
/ SERVICES
Advice for every stage of your wealth
01
Wealth Management
Our flagship service, bringing every other offering together into one relationship — comprehensive guidance and end-to-end management of your wealth.
Explore wealth management →
02
Investment Advisory
Investment strategy, model portfolios and disciplined risk management, delivered as personal recommendations you approve.
Talk to an advisor →
03
Financial Planning
We set your financial goals and plan cash flow, capital formation, children's education and major purchases such as property.
Plan your finances →
04
Tax Planning
Tax-efficient structuring of your investments, coordinated with your tax advisers to raise the after-tax efficiency of your strategy.
Optimise your tax →
05
Retirement & Estate Planning
Retirement and estate planning brought together into one long-term approach to passing on your capital.
Plan for the long term →
06
Banking Advisory
Selection of banks and brokers, private banking, and support opening accounts and transferring or consolidating your assets.
Get banking support →
/ HOW IT WORKS
Advice in four steps — you stay in control
We profile, recommend and monitor. Every decision to move money stays with you.
01
Risk profiling
We assess your goals, horizon and tolerance for losses.
02
Recommendation
We propose a portfolio of global ETFs matched to your profile.
03
You approve
Each trade is prepared for you and executed only once you confirm it.
04
Ongoing monitoring
We adapt the portfolio to market conditions within your limit.
/ INVEST
Set your limit. We build the portfolio.
Choose how much downside you can tolerate and we assemble a portfolio of low-cost global ETFs to match — exposure is calibrated to that objective. The chart below is a backtest: our model applied to market history since 2012, not a client portfolio.
/ ADVICE, NOT CUSTODY
Your money stays in your hands — we only advise
Assets are held in your name at your broker. We recommend; you approve. Every position is sized to respect the downside limit you set.
Held in your name — we never take custody of your funds.
You approve every trade before anything is executed.
A drawdown limit you set — used to calibrate exposure. It is an objective, not a guarantee.
MAX LOSS OBJECTIVE · NOT GUARANTEEDA risk objective, not a guarantee
−5%
Risk-management objective designed to limit drawdown to the defined level. This objective is not a guarantee: losses may exceed this level, particularly during rapid market movements, price gaps or adverse liquidity conditions.
These are simulated past results, not actual performance. The curve applies a version of our quantitative model, frozen in April 2026, retrospectively to market history from 31 December 2012. AXPLUSB SAS was incorporated on 5 May 2026 and has no real management history over this period. The simulation excludes advisory fees, ETF running costs, broker commissions, taxes, transaction costs and execution slippage, and benefits from hindsight in the data used to build the model. Tighter downside limits are the same model held at a reduced exposure, with the remainder assumed to earn nothing in cash. The benchmark is the S&P 500 (SXR8.DE, EUR-quoted, dividends reinvested); it is fully invested in US equities, so the two series carry neither the same level of risk nor the same composition and are not directly comparable. Past performance, including simulated performance, is not a reliable indicator of future results. The value of investments can go down as well as up; capital at risk.
/ BACKTESTS
What the chart above is — and what it is not
A backtest runs today's model over yesterday's market data. It shows how the rules would have behaved if they had already existed. It is a research result — not the history of a client account, and not the performance of a live axplusb portfolio.
Simulated, not lived
No money was invested over this period. AXPLUSB SAS was incorporated on 5 May 2026; the model version shown was frozen in April 2026 and then applied backwards to market data starting 31 December 2012.
Gross of all costs
Advisory fees, ETF running costs, broker commissions, taxes, transaction costs and execution slippage are not deducted. A real result over the same period would have been lower.
Built with hindsight
The model was designed knowing what these markets went on to do. That advantage does not exist going forward. Past performance, including simulated performance, is not a reliable indicator of future results.
Actual performance is what a real portfolio earned, after real costs, over a period that was actually traded. Simulated (backtested) performance is a calculation on historical data. axplusb publishes no actual client track record today; once a real account exists it will be shown as a separate line and never joined to the simulation.
It never stops: reviewing your positions, analysing your trades, testing investment ideas and helping you through your documents — then learning and starting over. It informs and analyses only — it never touches your money.
AI
IN THE LOOP
01Observe
02Analyse
03Advise
04Inform
Portfolio insights & everyday answers
Uses the information available on your portfolio to help you understand your positions, trades, changes and the investment events behind them — and answers your questions about it in plain language.
Investment analysis & ideas
Analyses investment ideas, runs the maths, compares alternatives and lays out the information you need for a better-informed investment decision.
Transaction analysis
Analyses your trades and their effect on the portfolio, and helps you interpret the outcome of each decision.
Documents assistance
Explains which documents are required and what they contain, and guides you through preparing and signing them.
No access to your money
axplusb has no access to your funds, and neither does the AI. Neither axplusb nor the AI makes payments, purchases or transfers on your behalf, and neither holds nor disposes of your money. Your assets stay in an account opened in your own name, and every order is executed by you.
Get €50 for every friend who opens an account — up to €200. Your friend gets a welcome bonus too.
RESEARCH · JUN 2026
Geopolitical-risk model now reads five languages
Our AI scores market tension from 8.4M news items over 13 years to tilt portfolios early.
INSIGHTS · MAY 2026
Advice, not custody: why it matters
Your assets stay in your own name and you confirm every trade — here's how our advice model works.
/ MOBILE APP
Your portfolio, in your pocket
Track your advised portfolio, read every recommendation and approve trades from one app — with real-time alerts and Face ID security. Your money never leaves your name.
Approve every trade
Face ID & passkeys
Live portfolio insights
Downside-limit alerts
Scan to install on your phone
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Risk profiling, advice and monitoring — one onboarding.
